How It Works

From sign up to first cash out,
under five minutes

Sign up, fund your Main Jar, start or join a Cell, and start Stacking. Every step works on Mobile Money — no card, no bank visit.

01

Sign up with your phone

Free to start. Just your phone number, a name, and a 4-digit PIN to keep your jar safe. Mobile Money is built in — MTN MoMo, Telecel Cash, AirtelTigo. No card, no bank trip.

02

Save in your Main Jar — and earn

Your Main Jar is your personal savings on Jenga Jar. Money sits there safely between deposits, contributions, and payouts, and you earn daily yield on the balance just for keeping it.

03

Start or join a Cell

Run a susu rotation, save toward a shared goal, raise funds for a project, accept donations, or build a welfare safety net. Invite people by WhatsApp link or phone number. Or browse public cells you can join right now.

04

Stack together, cash out anytime

Every contribution shows up to every member — no whispers, no missed receipts. When it's time to pay out, money goes straight back to Mobile Money.

Mobile Money in, Mobile Money out

Built for how Ghana already moves money. Top up from MoMo, send back to MoMo. No extra accounts, no extra fees you can't see.

Trust the receipts, not the rumour

Every contribution and disbursement is recorded and visible to every member of the cell. Cell admins approve withdrawals before they go out.

Earnings while you save

Your Main Jar earns daily yield on whatever you keep in it. The longer you Stack, the more your tower works for you.

Person using Jenga Jar

Start Stacking
from just GH₵ 1

No minimum deposit. Save daily, weekly, or whenever you have extra. Every block counts. And while your Main Jar fills up, it's already earning daily yield in the background.

Get Started Free

Ready to start Stacking?

Join thousands of Ghanaians building their financial towers. It only takes a minute to create your first jar.